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Business loans and commercial mortgages are similar but related products with the latter taking over where the former finishes. Business loans typically go up to £50,000 and are issued on an unsecured basis. Where the amounts being borrowed are larger lenders will normally want a bit more security which is where commercial mortgages come. A commercial mortgage, also known as a business premises mortgage is usually available over 3-25 years and up to the value of 70-75%.